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Bodily Injury case in claim,
aged 6-9 months or more.
Except in cases of extremely serious
injury, most of the pertinent medicals, specials, etc. can be assembled within
6-9 months after the date of loss. SSI will contact the opposition and should
there be any outstanding items necessary for proper evaluation of the claim, we
will supply plaintiffs counsel with written request for those items. Once a
claims examiner is presented with enough discovery to evaluate the liability and
the injury, it is reasonable to assume that they will consider the use of "ADR".
The matter can be submitted for either mediation or arbitration, subject to any
missing documents and time for the examiner to review and evaluate the claim.
Early submission can move cases forward quickly, without the need for immediate
litigation.
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Summons and complaint recently
served.
Submission for either mediation or
arbitration, with an offer to allow defense to go on stips for their answer.
This will afford your adversary a savings of legal fees in exchange for their
consideration of proceeding with ADR (subject, of course, to outstanding
discoverable items and time to evaluate.) |
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Cases scheduled for "unnecessary"
depositions (ie., liability clear.)
Submission for mediation or arbitration:
can be subject to missing discovery. An agreement for mediation will allow for
adjournment of EBT's even if court ordered; an agreement to arbitrate may
eliminate the need for EBT's altogether. |
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Multi-party cases where there may
be only one culpable party.
Early submission for ADR may prevent
co-defendants and/or third party defendants from seeking (and gaining) motion
for summary judgement. If ADR is proposed before motions begin, there is a much
better chance to keep in "partners" for some form of contribution
(however small that might be.) At a mediation, less culpable parties can
sometimes be convinced, that a small contribution on their part could remove
years of handling and defense from a claim that they may not owe. Many times
these "contributions'' are all that is necessary to bridge the financial
gap and settle a case. |
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Multi-party cases where coverage
is being contested (including labor law.)
Submission for mediation, will enable
SSI to gain the participation of all involved parties. Having all named parties
in the action, voluntarily attend a mediation will allow for discussion of
coverage with the input of one of our respected panel members, possibly avoiding
the expense and delays of a declaratory judgement. Many complex cases are easily
resolved, once coverage and/or apportionment is determined. The savings to all
in time and legal expenses is clear, with even the most complex cases resolving
in hours.
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Cases where liability is clear and
damages are being disputed.
Submission for mediation: the
opinion of an experienced neutral, can force the parties to re-evaluate their
positions as if they were on trial, leading to fruitful negotiations beginning
or resuming.
Submission for arbitration: will allow the chosen neutral to make a
binding determination on damages only, while in some instances enabling the
plaintiff to guarantee a fixed recovery, regardless of the outcome. We employ
relaxed rules of evidence, with no need for experts and plaintiff is not
required to testify. |
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Cases where
liability is at issue and the plaintiff is unavailable.
Submission for mediation: no
appearance by the claimant/plaintiff is required, counsel can rely on police
reports. etc. to support his/her position on the issue of negligence. Submission
for arbitration: without divulging the possibility of you not being able to
produce your client, you can attempt to negotiate a liability split that "you
can live with". The case can then be arbitrated for "damages only"
with the stipulated percentages applied to the final award |
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Cases where
damages are relatively clear and liability is at issue.
Submission for
mediation: the input of a neutral can often times break an existing impasse
and help move a case to closure. Submission for arbitration: case
can be heard "liability only" with percentages of negligence applied
against a pre-determined ''full-value'' amount of the damages. The agreement and
details will be set forth by stipulation.
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Infant's case,
where the settlement may be held up by the emotions of parents.
Submission for mediation: it can be suggested that
the parents appear at the mediation. When an acceptable settlement is reached,
the neutral (with counsel's consent), will discuss the negatives of continued
litigation directly with the parents or guardians.
Submission for arbitration: In application, many carriers will
arbitrate infant's cases subject to judicial compromise. |
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Cases with questionable threshold
These cases can (relatively speaking)
be extremely expensive to handle, with the possibility for recovery sometimes
overshadowed by the costs to litigate.
Submission for arbitration: proposing an arbitration EARLY with a small
amount or $0.00 on the low, will enable you to shorten the life of the case,
lower your expenses and substantially reduce your investment in time. |
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Cases involving claims against
limited coverage (10/20, 15/30, 25/50, etc.. )
Fixed costs and litigation expenses
combine in many instances to seriously limit your client's potential recovery.
Submission for mediation: As a "rule of thumb" cases
which have Bl limits of $10,000/$20,000 should be always be arbitrated. There
just is not enough money to make a mediation a wise choice Should the coverage
be higher (say $25,000.00), mediation once again becomes viable.
Submission for arbitration: Arbitration is an excellent avenue for
resolution of claims against limited policies. Cases can be submitted with $0.00
or some higher amount, which can be negotiated for the low, with the high
limited to no more than the policy limits. |
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Cases where note of issue is
filed.
Submission for mediation: these
cases can usually be clarified without the need for expensive declaratory
judgement. Once coverage issues are resolved settlement can be addressed with
plaintiff. Legal costs can now be used for indemnity. |
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Cases where note of issue is filed.
These cases are obviously in advanced
stages and therefore should be in a ready posture for either mediation or
arbitration to be proposed. |
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Cases marked final for trial.
Cases facing jury selection, where
parties have agreed to mediate, will usually be granted an adjournment with the
hopes that trial can be avoided. Should the mediation be unsuccessful, the case
can continue to verdict in the courts.
Submission for arbitration: an agreement by the parties and an executed
stipulation can remove a case from the trial calendar. |
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We feel that every case should be
looked at with eye towards some form of "ADR". In many instances the
cost for experts and trial expenses can outweigh or substantially reduce your
recovery. Add to this fact unpredictable juries, unfavorable venues, cumbersome
and redundant procedures. Further considerations are the possibilities of
defense verdicts and/or appeal with the associated expenses and time delays.
Industry averages suggest that if a
plaintiffs' firm, after years of handling, appearances and litigation do not get
a verdict in the area of $100,000.00, the firm probably did not make much money.
The cost for experts alone can go well into the thousands, not to mention your
most important asset . . . your time and that of your firm. The more quickly any
claim or litigation is equitably resolved, the faster your client is out telling
future clients, how quickly you settled his/her case.
The ADR industry continues to grow at an
unheard of rate, building on increased acceptance and the successes enjoyed by
adversaries in any manner of cases. Each case that is resolved using the SSI
forum, seems to encourage the parties that their continued use can only result
in reduced costs and increased closures. There is finally a way to avoid the
extensive delays, redundancies and expenses of an overburdened Civil Court
system. The answer is ADR and the company is SSI! |
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